{"id":2027,"date":"2022-05-26T16:09:37","date_gmt":"2022-05-26T16:09:37","guid":{"rendered":"https:\/\/istreamfs.com\/?post_type=solution&#038;p=2027"},"modified":"2022-10-12T10:06:34","modified_gmt":"2022-10-12T15:06:34","slug":"bank-processing","status":"publish","type":"solution","link":"https:\/\/www.istreamfs.com\/solution\/bank-processing\/","title":{"rendered":"Bank Processing"},"content":{"rendered":"\n<div  class=\"acf-block-hero block_a556b79805e336c51cc3d6a071b430ba   mt-3 bg-none\t\">\n            <div class=\"row d-flex\">\n            <div class=\"col col-12 col-md-6 mt-lg-0 d-flex flex-column justify-content-center mt-5\" style=\"z-index:2;\">\n                                    <div class=\"card-microtitle\">\n                        SOLUTION                    <\/div>\n                \n                <h1 class=\"\" data-aos=\"fade-in\" data-aos-delay=\"0\">\n                    Bank Processing                <\/h1>\n\n                                    <div class=\"copy lead\" data-aos=\"fade-in\" data-aos-delay=\"50\">\n                        <p>Built from the ground up to deliver best-in-class processing solutions, the iStream Payments Platform offers banks and credit unions the flexibility their customers demand in today\u2019s complex market.<\/p>\n                    <\/div>\n                \n                \n                \n            <\/div>\n                            <div class=\"col col-10 col-md-6 mt-5 mb-3 mt-md-0 text-center align-self-center \">\n                    <img loading=\"lazy\" decoding=\"async\" width=\"980\" height=\"1024\" src=\"https:\/\/www.istreamfs.com\/wp-content\/uploads\/illustration-bank-processing-980x1024.png\" class=\"img-fluid\" alt=\"\" data-aos=\"fade-in\" data-aos-delay=\"250\" srcset=\"https:\/\/www.istreamfs.com\/wp-content\/uploads\/illustration-bank-processing-980x1024.png 980w, https:\/\/www.istreamfs.com\/wp-content\/uploads\/illustration-bank-processing-287x300.png 287w, https:\/\/www.istreamfs.com\/wp-content\/uploads\/illustration-bank-processing-768x802.png 768w, https:\/\/www.istreamfs.com\/wp-content\/uploads\/illustration-bank-processing-1470x1536.png 1470w, https:\/\/www.istreamfs.com\/wp-content\/uploads\/illustration-bank-processing-1960x2048.png 1960w\" sizes=\"auto, (max-width: 980px) 100vw, 980px\" \/>                <\/div>\n                    <\/div>\n          \n<\/div>\n\n\n<p class=\"lead\">The platform both compliments enhances and expands the native capabilities of a bank\u2019s core processor. With integrations to all major cores, on a multitude of platforms, iStream effectively enhances a financial institution\u2019s ability to set themselves apart from the competition. <\/p>\n\n\n\n<p>The ability to offer unique solutions that meet the specific needs of individual clients is a significant component of solidifying long-term and meaningful relationships.<br><br>iStream has the relationships and infrastructure in place to ensure a smooth process when working with financial institutions and credit unions. From x9.37 to billing files, iStream executes in a manner designed to meet the specific needs of your organization to allow you to surpass the expectation of your customers. Simplifying the process by removing the complexity to one of the core pillars that iStream strives to execute around.<\/p>\n\n\n\r\n<div  class=\"acf-block-accordion block_12065c00f87da6db8c8243a44471c7d3 mt-4 align-items-center \t\">\r\n            <div class=\"\">\r\n            <div class=\"row\">\r\n                \t\t\t\t\r\n                <div class=\"col col-12 col-lg-3\">\r\n                    \r\n\t<div class=\"acf-block-part-introduction text-start \">\r\n\t\t<div class=\"copy\">\r\n\t\t\t\t\t\t\t\t\t\t<h2 class=\"section-title\" data-aos=\"fade-up\" data-aos-delay=\"100\">What sets iStream apart from other processors?<\/h2>\r\n\t\t\t\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n                <\/div>\r\n                                <div class=\"col col-12 col-lg-9\">\r\n                    <div class=\"accordion\" id=\"accordion-block_12065c00f87da6db8c8243a44471c7d3\">\r\n                        <!-- start template-parts\/post\/content-faq.php -->\r\n\r\n<div class=\"accordion-item\">\r\n    <h3 class=\"accordion-header\" id=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-heading-1\">\r\n        <button class=\"accordion-button  collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-1\"  aria-expanded=\"false\"  aria-controls=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-1\">\r\n            Secondary RTN (Routing Transit Number) Setup        <\/button>\r\n    <\/h3>\r\n    <div id=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-1\" class=\"accordion-collapse collapse \" aria-labelledby=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-heading-1\" data-bs-parent=\"#accordion-block_12065c00f87da6db8c8243a44471c7d3\">\r\n        <div class=\"accordion-body\">\r\n        <p>A secondary RTN number provides an institution added flexibility when it comes to processing and returns. iStream walks you through the process of securing a secondary RTN, from paperwork, submission all the way to final approval and issuance\/implementation of the new RTN.<\/p>\n<p>Once the secondary RTN has been implemented, it can be configured to allow the iStream platform to send files on your behalf, as well as have returned items directed to back to iStream directly, for proper handling of the returns process.<\/p>\n<p>All of this while keeping the activity outside of iStream processing separate and running on your current RTN(s).<\/p>\n<p>The separation not only provides simplicity when it comes to monitoring and reconciliation, it enables regulatory entities clarity, to achieve an incredibly precise overview of your processing activities.<\/p>\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n<!-- #template-parts\/post\/content-faq.php --><!-- start template-parts\/post\/content-faq.php -->\r\n\r\n<div class=\"accordion-item\">\r\n    <h3 class=\"accordion-header\" id=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-heading-2\">\r\n        <button class=\"accordion-button  collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-2\"  aria-expanded=\"false\"  aria-controls=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-2\">\r\n            File and Data Feeds        <\/button>\r\n    <\/h3>\r\n    <div id=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-2\" class=\"accordion-collapse collapse \" aria-labelledby=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-heading-2\" data-bs-parent=\"#accordion-block_12065c00f87da6db8c8243a44471c7d3\">\r\n        <div class=\"accordion-body\">\r\n        <p>Since financial transactions also are associated with corresponding data, iStream offers custom file development and mapping, to ensure compatibility and accurate processing across multiple platforms. As no two entities seem to have identical needs, flexibility in this area has been a catalyst to countless successful integrations over the past 18 years.<\/p>\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n<!-- #template-parts\/post\/content-faq.php --><!-- start template-parts\/post\/content-faq.php -->\r\n\r\n<div class=\"accordion-item\">\r\n    <h3 class=\"accordion-header\" id=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-heading-3\">\r\n        <button class=\"accordion-button  collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-3\"  aria-expanded=\"false\"  aria-controls=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-3\">\r\n            Professional Services and Consulting        <\/button>\r\n    <\/h3>\r\n    <div id=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-3\" class=\"accordion-collapse collapse \" aria-labelledby=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-heading-3\" data-bs-parent=\"#accordion-block_12065c00f87da6db8c8243a44471c7d3\">\r\n        <div class=\"accordion-body\">\r\n        <p>If you are unsure of how the iStream platform and solution can enhance your current offerings, iStream has the knowledge and expertise to assist. The iStream Professional Services Team also has longstanding relationships with key contacts in the core processor and payments worlds.<\/p>\n<p>iStream can leverage these relationships to your benefit when it comes to project kick-off, execution and ongoing management, ensuring best practice execution now as well as moving forward into the future.<\/p>\n<p>Without these relationships and integral knowledge of core processor operations, iStream would not have been able to accomplish the accolades that it has over the years for banking customers. In this everchanging environment, being perpetually engaged allows iStream to bring insight in real time to project and initiatives of all size and scope.<\/p>\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n<!-- #template-parts\/post\/content-faq.php --><!-- start template-parts\/post\/content-faq.php -->\r\n\r\n<div class=\"accordion-item\">\r\n    <h3 class=\"accordion-header\" id=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-heading-4\">\r\n        <button class=\"accordion-button  collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-4\"  aria-expanded=\"false\"  aria-controls=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-4\">\r\n            Quality Assurance        <\/button>\r\n    <\/h3>\r\n    <div id=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-4\" class=\"accordion-collapse collapse \" aria-labelledby=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-heading-4\" data-bs-parent=\"#accordion-block_12065c00f87da6db8c8243a44471c7d3\">\r\n        <div class=\"accordion-body\">\r\n        <p>For some organizations this is a clich\u00e9, but for iStream it is one of the key differentiators and an entire department in and of itself.<\/p>\n<p>iStream leverage several steps when it comes to ensuring that items processed are correct when files are sent out for clearing and settlement.<\/p>\n<p>The iStream Quality Assurance methodology is designed to ensure accuracy and consistency by utilizing recognition engines, algorithms and back end hosted servers designed to validate dollar amounts, MICR information, duplicate checks and other data that is processed through the iStream platform. Anything that is flagged by the system as a possible exception is placed into a queue for an expert to review prior to submission. This ensures the highest level of processing and significantly reduced exceptions and returns produced by the Federal Reserve in processing.<\/p>\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n<!-- #template-parts\/post\/content-faq.php --><!-- start template-parts\/post\/content-faq.php -->\r\n\r\n<div class=\"accordion-item\">\r\n    <h3 class=\"accordion-header\" id=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-heading-5\">\r\n        <button class=\"accordion-button  collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-5\"  aria-expanded=\"false\"  aria-controls=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-5\">\r\n            Compliance and Audits        <\/button>\r\n    <\/h3>\r\n    <div id=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-collapse-5\" class=\"accordion-collapse collapse \" aria-labelledby=\"accordion-block_12065c00f87da6db8c8243a44471c7d3-heading-5\" data-bs-parent=\"#accordion-block_12065c00f87da6db8c8243a44471c7d3\">\r\n        <div class=\"accordion-body\">\r\n        <p>iStream complies with FDIC security standards and is audited regularly.<\/p>\n<p>iStream maintains a SOC 2 certification and leverages a robust electronic boarding system that works to ensure that all the relevant information is collected when a customer is boarded.<\/p>\n<p>After the client begins processing, additional risk and monitoring systems are utilized to ensure processing is being executed in the manner and velocity expected.<\/p>\n<p>When anomalies are discovered, proactive notifications are generated so that near real-time action can be taken, avoiding any unintended outcomes.<\/p>\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n<!-- #template-parts\/post\/content-faq.php -->\r\n                    <\/div>\r\n                <\/div>\r\n\r\n            <\/div>\r\n                    <\/div>\n\n\n<p><strong>&nbsp;<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Built from the ground up to deliver best-in-class processing solutions, the iStream Payments Platform offers banks and credit unions the flexibility their customers demand in today\u2019s complex market. <\/p>\n","protected":false},"author":5,"featured_media":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"solution_tag":[],"solution_category":[],"class_list":["post-2027","solution","type-solution","status-publish","hentry"],"acf":[],"yoast_head":"<title>Bank Processing - 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